An economics professor of mine once told me that “an opportunity cost is an opportunity lost”. And his argument for it made perfect sense. By not moving for something at one point, and losing the opportunity to strike when the iron is hot, you must pay more for something later on when you realize that [...]

…and if I were to sum up this whole article in just one sentence, it would be this; don’t put all your eggs in one basket. Let’s assume you’ve been a good boy and Santa is mighty pleased with you because you’ve been saving up all year while ignoring the siren call of consumerism. You’re [...]

It happens every so often that you find that someone says something that is eye-opening and insightful. On such occasions, everyone can pick up a lesson or two from that which has been said. In case you’re wondering what the hell I’m on about, bear with me for a few more minutes and I’ll explain [...]

A friend of mine (let’s call him Roger) was talking to me recently and told me he was in a bit of a fix. He wanted to take the leap and indulge in some long term investing. After some thinking and some research, he had settled upon two possible funds with which he was to [...]

If anyone can, I would dearly love to hear why instituting flat taxes is unfair. Answers on a postcard please as far as possible. First of all, I don’t know what sort of understanding you, the readers, have about the issue itself. On a percentage basis, each person pays an equal amount of their income [...]

Microfinance loans are an example of something that is very rarely found. It is an anti-poverty tool that at the very worst will at least break even. There is something odd about the belief system here. Loans made to large businesses with well-off individuals might or might not be repaid, but the rate of repayment [...]

Apple Inc has been flying high on the success of its App Store and its iOS apps have powered its growth in an unimaginable manner. Vodafone Group Plc, France Telecom SA and several other phone companies have been left trailing in the wake of the services offered by Apple Inc., Google Inc. and Facebook Inc. [...]

Are you one of several whistle-blowers across the nation caught in two minds, wondering whether you should spill the beans or not be a dirty snitch? Do you know a secret that you’re dying to tell, but fear indicting others if you do so? Well, then you’re in luck! In the late 1980′s, when several [...]

It has now been two years since the financial crisis was fully upon us, and never has a body blow so heavy been dealt to the global economy since the great depression of the ’30s. In collaboration with policy and decision makers based at home and overseas, the Federal Reserve has attempted to stabilize the [...]